CalHFA offers a Solution!

CalHFA offers financing up to 105% of the purchase price or appraised value (whatever is less). To help make buying a home more affordable, down payment & closing costs assistance may be obtained when combining their assistance programs making it possible to purchase a home with little to no money out of pocket. 

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This program is intended for first time home owners (can not of owned a home in the past 3 years).

 

Max Purchase price:  No limit statewide.

 

Subject to income limits based which vary per County (Ventura County is limited to $195,600 a year). Click on the link below to confirm limits in other counties.

 

Minimum FICO score 680.

 

First time home buyer course must be completed prior to final loan approval.

 

Contact us today to find out if you qualify.

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